Terms & Conditions

Last Updated: January 2026

Please read these Terms and Conditions carefully before using the Melvisto website.

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

Educational Purpose

The content on this website is provided for educational and informational purposes only. Melvisto does not provide financial advice, investment recommendations, or any regulated financial services. The information should not be construed as professional financial guidance.

No Financial Services

Melvisto is not a registered financial services provider with the Financial Sector Conduct Authority (FSCA) of South Africa. We do not offer investment advice, portfolio management, or any other financial services that require regulatory authorisation.

Risk Disclaimer

Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Any investment decisions you make are solely your responsibility. We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Melvisto (Pty) Ltd and is protected by South African and international copyright laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Limitation of Liability

Melvisto shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein.

User Conduct

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.

Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising shall be subject to the exclusive jurisdiction of the South African courts.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Continued use of the website after any changes constitutes acceptance of the new terms.

Contact Information

For any questions regarding these Terms and Conditions, please contact us at info@melvisto.com or write to us at 123 Financial District, Sandton, Johannesburg, 2196, South Africa.